Services for Lenders

We provide a full range of conveyancing services to national lenders, local and private banks, and other lenders throughout New England. We conduct title examinations, create closing documents, schedule and conduct closings, and act as settlement agent.

We pride ourselves in respecting and fostering the relationships between our lending partners and their clients. We adhere to schedules and deadlines of both our lenders and their clients. All closing are conducted by licensed attorneys, and settlement services carried out by strict guidelines as set forth by American Land Title Association and the Consumer Financial Protection Bureau. We are agents for three national title insurance companies.

We are geographically situated to conduct closings in Boston, its North and South Suburbs. We understand and are experienced in the unique customs and norms of titles, surveys and closings in Cape Cod, Nantucket and Martha’s Vineyard. For the sole convenience of Lenders and their clients, we regularly travel to distant registries of deeds or to others’ offices to conduct closings.

Through our wholly owned subsidiary, Criterion National Title Services, LLC, we are licensed to conduct closings in New Hampshire.

We are very familiar with the newly enacted TILA-RESPA Integrated Disclosure Rule. We’ve advised banks and held classes for brokers on the news rules, regulations, deadlines and all else that is needed for compliance. We’ve implemented ALTA’s Best Practices and are fully capable of assisting any mortgage lender in the lending process.

Our lending clients include a number of national and local private banks and mortgage lenders. Aside from providing full title and escrow services and serving as the settlement agent, we often serve as lender’s counsel where we create and provide the closing attorney with closing instructions, review title commitments and provide compliance.

Let us help you experience a higher level of personal and client satisfaction.

Purpose of this notice

Title V of the Gramm-Leach-Bliley Act (GLBA) prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. The information that we collect about you is used only to provide the legal and related services that you request from us In compliance with the GLBA, and also with Section 940 CMR 27.00 of the Massachusetts Regulations, we are providing you with this document, which notifies you of the privacy policies and practices of Warshaw, Di Carlo & Poncia P.C.

We may collect nonpublic personal information about you from the following sources:

• Information that we receive from you (including, without limitation, your name, address, telephone number, social security number, income, assets, liabilities and other financial or household information);.
• Information about your transactions we secure from our files, or from others.
• Information we receive from a consumer reporting agency.
• Information that we receive, with your authorization, from third parties such as your lender(s), attorney(s), real estate broker(s), accountant(s), financial advisor(s), insurance agent(s), banking institution(s), and others; and
• Information from public records.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you.

The law firm does not disclose any public or nonpublic personal information about you that you have provided to us to anyone outside of our firm, except as authorized by you or as required or permitted by law. For example, with your consent, we may disclose personal information to a third-party contractor, such as an appraiser or accountant, who is assisting us in providing services to you. We do not sell client information to anyone or disclose client information to marketing companies.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. All law firm attorneys and employees are required to maintain the confidentiality of all nonpublic personal information about you. We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your nonpublic personal information.